Graph-Based Debt Simplification
Our patented algorithm analyzes the entire graph of debts in your group and calculates the minimum number of transactions needed to settle up. Turn 10 payments into 2.
Real-Time Settlement Calculations
See your net balance update instantly as expenses are added. Our engine processes thousands of transactions per second to give you accurate settlement proposals.
Group Expense Management
Create unlimited groups for roommates, trips, events, or projects. Split expenses equally or with custom percentages. Track who owes what at a glance.
Secure & Private
Your fin3000/transaction/newancial data is encrypted end-to-end. We never sell your information. Industry-standard security protocols protect every transaction.
Smart Balance Tracking
Visualize your financial position across all groups. See who owes you, who you owe, and your net balance in one clean dashboard.
Multi-Currency Support
Track expenses in multiple currencies. Automatic exchange rate calculations ensure fair splits even when traveling internationally.
Smart Notifications
Get notified when expenses are added, settlements are requested, or balances change. Configure alerts to stay informed without being overwhelmed.
Easy Friend Discovery
Find friends with unique nicknames. Share your profile easily and build your network to simplify expense tracking across all your social circles.